Crypto card by country: who can get what

Searching for a crypto card by country saves a lot of wasted sign-ups. The card that tops every global ranking may not be open to you at all. Coinbase Card is US-only. Binance Card runs only in Brazil. RedotPay excludes the US, KAST excludes India, and most European cards need an EEA or UK address. Before fees, rewards or design, the first question is always: does this card serve where I live?

This hub brings our ten country and region guides together. The map and table give a quick overview of crypto prepaid card availability. The sections after them explain why availability differs so much, how regulators shape the market, and how to check your own eligibility. Each country guide then goes deeper into local cards, rails, rules and tax.

Map of country guides

Each highlighted country links to its guide. Colours show whether CEX.IO, the long-running exchange we often point readers to for buying crypto, serves residents there. Hover over a country to see its currency and the main cards available.

Ten markets compared

The table summarises the local currency, the usual way residents fund an exchange or card, examples of cards confirmed or reported for residents, and whether CEX.IO is available for buying crypto. Card lists are examples, not complete rankings. The country guides cover each card’s status in detail.

Two columns deserve a word of caution. “Card examples” mixes cards that the provider confirms for a country with cards reported by market sources; each country guide labels which is which. “CEX.IO access” reflects CEX.IO’s own country list. It does not serve Canada (since 15 July 2023) or India. In the US it holds state licences in about 39 jurisdictions, not including New York or California. EEA visitors see a MiCA service notice on its site, because it lists no MiCA licence.

Why crypto prepaid card availability differs

A crypto card is two businesses stitched together. One is a card issuer: a bank or e-money institution with a Visa or Mastercard licence for specific regions. The other is a crypto provider that holds or converts your coins. Both need permission to serve you, and the permissions rarely line up neatly.

Take the Crypto.com Card. It is one brand, but the issuer changes by region: Foris MT in the EEA, ForisGFS UK in Britain, Foris GFS Australia in Australia and Digital Commerce Bank in Canada. Each issuer holds its own licence. Where Crypto.com does not have a local issuing arrangement, there is no card, even if the app works there. Coinbase Card is issued by Pathward, a US bank, so it serves US residents only. The UK and EU versions are no longer offered.

Card programmes also come and go with issuers. Binance’s European card ended in 2023 when its issuing arrangement closed, and the brand now runs a card only in Brazil. KuCoin moved its card to Australia with Immersve. When an issuer like Kulipa winds down, every card built on it stops. Our news tracker logs these changes.

Finally, providers choose markets. Some exclude countries with strict rules or sanctions. RedotPay publishes a list of unsupported countries that includes the US and, within the EU, Croatia and Slovenia. KAST is reported to exclude India. MetaMask’s card is not offered in the UAE or India, and its US and UK sign-ups are paused. These are provider rules, and they change without notice.

How regulation differs

Every country guide separates four kinds of statement: the official rule (law or tax authority guidance), the regulator’s position, the provider’s own rule, and market practice. Mixing them is how misinformation spreads. Here is how the big regimes compare in broad terms.

European Union. MiCA is the single framework for crypto-asset service providers. Every transitional period ended by 1 July 2026, and Germany’s ended on 30 December 2025, so providers serving EU retail customers now need a MiCA authorisation. The card side runs under e-money and payments law. Anonymous e-money is capped at €150, with online payments above €50 requiring checks. See the Europe guide and the Germany guide.

United States. Crypto exchangers register with FinCEN as money services businesses and need money transmitter licences state by state. That is why many cards and exchanges list state exclusions. The GENIUS Act of July 2025 created a stablecoin issuer regime that takes effect by January 2027 at the latest. Details in the USA guide.

Canada. Crypto dealers register with FINTRAC, and trading platforms must register with securities regulators or operate under a pre-registration undertaking. Stablecoins face extra conditions. A federal Stablecoin Act received assent in March 2026, with the regime expected in force in 2027. See the Canada guide.

Australia and New Zealand. AUSTRAC registration is required before providing crypto services, and from 31 March 2026 exchanges are called virtual asset service providers. A new licensing regime for digital asset platforms starts in April 2027. New Zealand’s Department of Internal Affairs supervises crypto providers for anti-money-laundering purposes, and the FMA points consumers to the Financial Service Providers Register. See the Australia and New Zealand guides.

United Kingdom. Crypto firms currently need FCA registration under the Money Laundering Regulations, and crypto promotions fall under the FCA’s financial promotion rules. A full authorisation regime starts on 25 October 2027, with the application gateway open since 30 September 2026. See the UK guide.

UAE, India and Brazil. The UAE splits oversight between VARA in Dubai, the federal SCA, and the Central Bank’s payment token rules. India has no crypto licensing law; providers must register with FIU-IND for anti-money-laundering purposes, and banks remain cautious. Brazil made the central bank the supervisor of crypto providers, with new rules in force since 2 February 2026. See the UAE, India and Brazil guides.

Big cards across markets

The grid below shows how six well-known cards line up across five major markets. A tick means the provider confirms availability, text explains partial coverage, and a cross means the card is not offered there or we could not confirm it. It is a snapshot, so check the review before you apply.

Read the grid with the reviews: Crypto.com, Coinbase Card, MetaMask, RedotPay, Bybit and Binance. The pattern is clear. The more regulated a card’s structure, the narrower and more predictable its footprint. Global stablecoin cards cover more countries but often with less transparency about who issues them.

Each country in brief

United States. US residents have the most US-dollar options, led by Coinbase Card (all states except Hawaii) and Crypto.com, plus Uphold and MetaMask. ACH is the normal funding rail. State licensing creates exclusions, with New York the most common gap. The IRS treats every crypto-funded swipe as a sale.

Canada. Shakepay’s Visa prepaid card, funded by Interac e-Transfer, is the standout local option, alongside Crypto.com’s CAD card and MetaMask. Several global exchanges have left Canada, including CEX.IO in 2023, so choose platforms registered with Canadian regulators.

Australia. Crypto.com’s AUD card, CoinJar’s prepaid Mastercard, Bybit and the new KuCard give Australians real choice. PayID and Osko make funding fast. The ATO’s personal use asset exemption is narrow, so card spending is not simply tax-free.

Germany. MiCA-era options include Crypto.com, Bitpanda, Nexo, Bybit EU and self-custody cards like Bleap and MetaMask. SEPA and SEPA Instant fund most cards. Gains on crypto held over a year are tax-free, which makes card spending of long-held coins unusually attractive.

UAE. RedotPay, Bybit Card and KAST are the main options for residents, with AED conversion at the point of sale. There is no personal income tax, but the regulatory picture for offshore card programmes is still unsettled.

India. There is no domestic crypto card and most global cards exclude Indian residents. Gains face a 30% tax with 1% TDS and no loss offset. Our guide explains the regulatory and foreign exchange risks of offshore cards.

Brazil. One of the liveliest card markets, with Binance Card, Bybit and Foxbit’s prepaid Mastercard, all funded by Pix. New central bank rules apply from February 2026, and monthly disposals up to R$35,000 are tax-exempt.

United Kingdom. Crypto.com, Nexo, Wirex and Revolut’s crypto spending serve UK users, funded by Faster Payments. MetaMask has paused UK sign-ups. HMRC treats card spending as a disposal for Capital Gains Tax.

New Zealand. Choice is thinner. Residents can hold Crypto.com cards issued in Australia, and KAST and RedotPay do not exclude New Zealand. IRD treats paying with crypto as a disposal.

Europe (EU/EEA). The broadest regulated market, with Crypto.com, Bybit EU, OKX, Nexo, Bleap and MetaMask. MiCA authorisation and the €150 anonymous e-money cap shape every product. Tax stays national, so check your own country’s rules.

How to check your eligibility

Country lists in comparison sites, including ours, are snapshots. Providers change them without warning. Before you apply, confirm three things on the provider’s own site.

First, find the eligibility or supported-countries page. Most providers have one in their help centre. RedotPay, for instance, publishes an unsupported list, and Crypto.com publishes country lists per region. If a provider has no clear list, ask support before you upload documents. Second, check that your proof-of-address documents match the country you select. Providers verify residence, and a mismatch is a common reason for rejection. Third, look at how you will fund the card. A card that serves your country but cannot be topped up from your local rail, such as SEPA, Pix, Interac or ACH, will cost more to use.

If you are moving countries, check whether your card supports your new residence before you go. Card programmes are licensed by region, and a card that served you in one country may not be available in the next. For a full picture of the cards themselves, our reviews hub groups every card by status. For questions about anonymous or low-verification products, see the no-KYC guide.

Frequently asked questions

Sources and official pages

1. ESMA — List of MiCA grandfathering periods (Art. 143(3))
2. FinCEN — Guidance FIN-2019-G001 on convertible virtual currencies
3. AUSTRAC — About the AML/CTF reforms
4. FCA — Gateway for regulated crypto opens
5. VARA — Virtual Assets Regulatory Authority (Dubai)
6. RBI — Circular RBI/2021-22/45 on virtual currencies
7. CEX.IO Support — Countries and territories not supported

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