Crypto card reviews: every card we track

Our crypto card reviews exist because comparing these cards is harder than it should be. Fee pages hide the conversion spread. Country lists change without notice. Cards that look identical are issued by very different companies, and some quietly stop taking orders. This hub collects every card we track, grouped by one simple test: can you actually get it today?

Each crypto prepaid card review follows the same structure, so you can compare like for like. We start with a verdict and score, then cover fees, limits, availability and issuer, rewards, custody and safety, and how to apply. Every figure comes from the provider’s own pages, checked in October 2026. Where a provider does not publish something, we say so rather than fill the gap. New to the topic? Our explainer on what a crypto prepaid card is covers the basics.

Scores at a glance

The table ranks the twelve mainstream live cards by our score. Scores only make sense within your region, so read the “Regions” column first. A 7.6 card you can get beats an 8.6 card you cannot.

Live cards

These cards are open to new customers in at least several major markets. They are the ones most people should start with.

Crypto.com Card tops our list. It is one of the few cards the provider itself calls prepaid, and it covers the EEA, UK, US, Canada and Australia through local issuers. Its weak spots are the CRO staking needed for the best tiers and a 3% FX fee on lower US tiers. The Bybit Card is strong for active traders, with cashback that rises sharply for VIP users, but its card type and fees vary a lot by region. KAST is the most widely available stablecoin card, with a free Standard tier and coverage in 170+ countries, though its ATM fees are high.

Nexo Card has the lowest weekday FX in Europe at 0.2% and a credit mode that lets you borrow against crypto. The OKX Card, launched in January 2026, spends only USDC and USDG with a 0.1% spread, which suits EU users who keep savings in stablecoins. Bleap combines self-custody with no FX or conversion fees. Coinbase Card is the simple choice for US Coinbase users, though it is US-only.

RedotPay is popular in Asia, Latin America and the Gulf, with clear published fees but no named issuer and no US access. ether.fi Cash lets you borrow against ETH instead of selling it. Wirex offers multi-currency spending with cashback in USD. Uphold suits US users who like XRP rewards. SpectroCoin is a plain euro debit card from a Lithuanian EMI with low flat fees.

Prefunded and single-load cards

These products are live, but they work differently. You prefund them with crypto, or buy them as a one-off gift-style card. They suit small online purchases more than everyday banking, and most have no ATM access.

Bitrefill sells a US Digital Prepaid Visa issued by Sutton Bank, paid for with Bitcoin, Lightning or stablecoins. It only works with US online merchants and is capped at $1,000 per seven days. SolCard serves Solana holders, but its virtual card costs 5% plus $10 to top up and it has cut off unverified cards. Laso Finance markets single-load USDC cards without an ID step, which we examine closely in the review. Moon has the lowest score of any live card because of conflicting fee data and user reports of cancellations in December 2025. If you are drawn to these for privacy, read our guide to no-KYC crypto cards first.

Limited regions

These cards are active but only in a handful of countries, or with sign-ups partly paused. Check the review before you plan around one.

The MetaMask Card is our favourite self-custody option and covers 40+ countries, but US and UK sign-ups are temporarily closed. The Binance Card is now offered only in Brazil, after earlier programmes in Europe ended. The KuCoin KuCard launched in Australia with Immersve, while the status of its earlier European card is unclear. The MoonPay MoonAgents Card is a virtual Mastercard for the UK and Latin America, built mainly for developers and AI-agent payments rather than everyday shopping.

Closed or paused

We keep these pages for transparency. People still search for these cards, some still hold old balances, and the closures teach useful lessons about issuer risk.

The BitPay Card closed in June 2023 after its issuing bank left crypto, and balances were refunded by cheque. The CEX.IO Card stopped working on 3 February 2026 after its programme partner lost its authorisation; CEX.IO itself still operates as an exchange. The PlasBit Card appears unavailable for new orders, and its website did not resolve when we checked. Our safety guide covers what to do if your card closes.

Head-to-head comparisons

When two cards are close, a side-by-side page helps more than two separate reviews. We have three so far, chosen for the matchups readers ask about most.

How to choose a crypto card

After reviewing 23 cards, our team has settled on a simple order of questions. It saves time, because the first two questions eliminate most options before you look at a single fee.

1. Can you get it where you live? Availability is the biggest filter. Coinbase Card is US-only, Binance Card is Brazil-only, RedotPay excludes the US, KAST excludes India, and most European cards require residence in the EEA or UK. Start with our country guides to see which cards serve your country.

2. Who holds your money? Custodial cards keep your balance with the provider. Self-custody cards like MetaMask and Bleap leave it in your own wallet until you pay. Prefunded cards hold what you send them. If you plan to keep more than a small spending balance on the card side, custody matters more than any fee.

3. What will you actually spend on? Domestic everyday spending, foreign travel and ATM cash have very different cost profiles. A card with free FX but a 2% ATM fee is great for travel purchases and poor for cash. Our fees guide includes a calculator, and the ATM guide covers cash specifically.

4. Are the rewards real? Headline cashback rates often depend on staking tokens, holding a minimum balance, or paying a subscription. Crypto.com’s best rates need CRO staking. Nexo’s cashback needs a balance above $5,000 and applies only in credit mode. OKX pays cashback only on USDG-funded purchases. Work out what you would earn at your real spending level, after caps.

5. Who issues the card? A provider that names its issuing bank or EMI is easier to hold to account. Coinbase names Pathward, Nexo names DiPocket, SpectroCoin names Pervesk. KAST and RedotPay do not name theirs. That is not disqualifying, but it is worth weighing.

Prepaid, debit, spend or credit: reading the labels

The cards in these reviews are often all called “crypto prepaid cards”, but the providers describe them in different ways, and the difference affects how you use them. We keep each provider’s own wording in the review, and you will see four main labels.

Prepaid. You load a separate card balance before you spend. Crypto.com says plainly that its card is prepaid and must be topped up, and Coinbase calls its US card a prepaid debit card. Crypto is converted when you load, so the card balance is in fiat. Debit or spend card. The card spends from your exchange or wallet balance and sells crypto at the moment you pay. Bybit, KAST, RedotPay, OKX and Binance work this way, as do the self-custody cards. Credit. ether.fi describes its card as a credit card, and Nexo offers a credit mode that borrows against your crypto. Bybit also uses credit-style cards in some regions, drawing from your funding account. Gift or single-load. Bitrefill’s US prepaid Visa and Laso’s cards are loaded once and used until empty.

None of these labels is better in itself. Prepaid cards make budgeting easy and fix your fiat amount in advance. Spend cards avoid a separate top-up step. Credit modes let you keep your crypto, at the cost of interest and liquidation risk. Our debit vs prepaid guide explains the trade-offs in depth, including what each means for tax and consumer protection.

How we review

We build each review from primary sources: the provider’s card page, fee schedule, help centre and cardholder terms. We note the issuer, network and regulator, and we check country lists against the provider’s own eligibility pages. When a provider’s pages contradict each other, we report the conflict instead of picking the friendlier figure. When only secondary sources exist, we label them.

Scores combine five parts: fees, availability, limits, custody and issuer quality, and features such as wallets and rewards. Live cards with a product review carry a score; closed and paused cards get a status page. Scores are relative and change when terms change. Our methodology page explains the weights in full. We are independent of every provider we cover.

If you spot an outdated fee or a country change, tell us through the contact page. We recheck reviews when providers announce changes, and we log closures on the news tracker as soon as they are confirmed.

Frequently asked questions

Sources and official pages

1. Crypto.com — EEA card tiers and fees
2. Bybit — Fees and spending limits for Bybit Card
3. KAST — Card tiers
4. Nexo — Nexo Card
5. Coinbase — Coinbase Card
6. CEX.IO Support — Important CEX.IO Card update

Ready when you are

Load your card with crypto you own

Buy Bitcoin, Ether or stablecoins with a bank card, Apple Pay or bank transfer, then move them to the card or wallet you choose.

Open account

Exchange running since 2013 · registered with FinCEN (US) and the FCA (UK) · card, Apple Pay or bank transfer

Keep reading